1. Pay 12 monthly installments and get 1.5 months bonus from Mamtha Gold Palace LLP.[ only for bonus plan]
2. Customers can join the scheme any day of the year.
3. Scheme amount can be redeemed only in gold and silver articles or ornaments (no cash or transfer)
4. Wastage & making charges will be extra as per company policy at the time of purchase.
5. Redemption is based on the prevailing gold rate on the date of purchase.
6. Management reserves the right to modify or stop the scheme anytime without prior notice.
7. Existing members can enroll in multiple schemes.
8. Monthly installments must be paid on or before the 15th of each month.
9. Payments can be made in cash, or through online options. Through only membership name holder.
10. The membership card must be surrendered at redemption.
11. The redemption date is 10 days after the last successful installment.[ valid only for bonus plan]
12. The monthly investment schemes are valid only for Jewellery purchase (gold & Silver) and not for any coins, ingots or bullion.
13. Making charges will differ from jewellery to jewellery.
14. The scheme cannot be clubbed with any other schemes run by our company.
15. In case of disputes, the decision of Mamtha Gold Palace LLP will be final.
16. Redemption is based on the prevailing gold rate on the date of purchase.
17. Pay fixed installments in gold weight (grams) every month for 15 months.
18. At the end of the scheme, customers can redeem the accumulated gold for ornaments of their choice.
19. No extra charges for gold rate difference – gold is locked based on the rate on the payment date each month.
20. Membership holders cannot pay 2 months at a time. No reasons would be entertained .
21. Membership holder cannot discontinue in the between. In case of discontinuation the membership holder must wait for 10-15 working days. It cannot be redeemed instantly.
22. The maturity date (redemption date) shall be from 30 days of the date of last successful installment/ deposit [ only for metal scheme]
23. Making charges on the Jewellery will be free on ornament 916(22 ct) /
750(18ct) ornament.[ only for metal scheme not applicable for bonus scheme]
24. Receipts will be issued for every deposit. The same shall also reflect in the membership card.
25. Any discrepancies in the card entries or the receipts should be bought to management's notice within 7 days of entry.
26. Tax [GST] would be applicable at the time of billing.
27. All disputes are subject to Karnataka State Jurisdiction.
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